Track every asset, model your future, plan every goal — and finally see where you actually stand.
Planfi runs a personalised simulation using your real expenses, actual goals, and current investments. You set the inputs — Planfi calculates your target corpus, how long your money lasts, and exactly where you stand against your own targets.
Stocks, mutual funds, gold, FDs, EPF, NPS, US equities — every asset class in a single dashboard. Your broker shows you point-to-point returns. Planfi calculates your true annualised XIRR across every rupee you've ever invested, accounting for the exact timing of every transaction.
Add goals for education, a home, a wedding, travel, or retirement. You decide the target amount and year — Planfi calculates the monthly savings required to hit each one at its future inflation-adjusted cost.
Not all expenses inflate the same way. Healthcare rises differently from groceries. Planfi applies per-category inflation rates to your actual spending, so your 20-year expense projection is based on reality — not a single assumed percentage.
Split your money into buckets by purpose — emergency cover, near-term goals, and long-term wealth. You define the targets; Planfi calculates how much goes into each bucket, shows the gaps, and runs stress-test simulations against historical market scenarios.
Stress-test your portfolio against historical crashes and custom scenarios. Simulate how a market downturn, a job change, or a big expense affects your long-term plan. Track your true XIRR across every asset — not just what your broker reports.
Set your age, target retirement age, and expected lifestyle in two minutes.
Log monthly, annual, and one-time expenses with per-category inflation rates.
Connect your broker, upload a statement, or add holdings manually.
Your savings target, corpus projection, and goals — calculated in real time, just for you.
Free forever. No credit card. No noise.
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